Latina Financial Education, Investing & Wealth Building: MoneyChisme
Welcome to Money Chisme, the go-to show for Latinas ready to take control of their financial future! Whether you're learning about investing for beginners, building generational wealth, or launching a side hustle, this podcast is designed to empower our comunidad with the tools and strategies to thrive. I break down the essentials of personal finance, real estate investing, and entrepreneurship in the Latina community, helping you grow your money while staying connected to your roots.
My mission is to close the racial wealth gap by sharing relatable success stories, practical advice, and wealth-building tips tailored for Latinas. Whether you're dreaming of financial independence or growing your business, we’ve got you covered. Tune in, level up, and let’s build the future we deserve—together!
Latina Financial Education, Investing & Wealth Building: MoneyChisme
131. How to Build Generational Wealth for Your Kids | 529 Plans, Real Estate & Trust Funds
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If you’ve ever wondered how to build real generational wealth for your children — beyond just saving money — this episode breaks down practical ways to create financial stability, opportunity, and long-term security for the next generation.
In this solo episode, Violeta shares the exact strategies she’s using to build wealth for her daughter, from investing accounts and college funds to real estate investing, financial literacy, and estate planning. She opens up about growing up around financial struggle, why she’s determined to break those cycles, and how intentional wealth-building can create more options and freedom for future generations.
She also explains beginner-friendly concepts like 529 plans, UTMA accounts, house hacking, rental properties, and trust funds — while emphasizing the importance of financial education and protecting the assets you build.
We cover:
• Building intentional generational wealth and breaking financial cycles
• How first-generation experiences shape money mindset and financial anxiety
• Beginner-friendly wealth-building tools like 529 plans, UTMA accounts, and house hacking
• The role of financial literacy in preparing kids for long-term success
• How real estate investing can create income, stability, and future opportunities
• Combining college planning, investing, and estate planning to protect wealth
• Why community, representation, and education matter for Latina investors
• Creating systems that help preserve wealth for future generations
This episode is a reminder that building wealth isn’t just about making more money — it’s about creating stability, expanding opportunities, protecting your assets, and giving the next generation a stronger financial foundation than the one you started with.
Mentioned in this episode:
• Free Latina real estate investing community
Real Estate Jefas Community
• Fidelity UTMA https://fidelity.app.link/e/2jr9fB2eUWb
• Episode 129 with Andrea from Building Gen Wealth and the Latina Investors https://www.podcast.moneychisme.com/2042300/episodes/19138418-129-the-3-best-ways-to-build-wealth-even-if-you-re-starting-from-scratch
Sign Up for the MoneyChisme & Raíces Newsletter
Resources:
Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey
Open a High Yields Account
Support/Apoya MoneyChisme
Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.
*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.
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