Latina Financial Education, Investing & Wealth Building: MoneyChisme
Welcome to Money Chisme, the go-to show for Latinas ready to take control of their financial future! Whether you're learning about investing for beginners, building generational wealth, or launching a side hustle, this podcast is designed to empower our comunidad with the tools and strategies to thrive. I break down the essentials of personal finance, real estate investing, and entrepreneurship in the Latina community, helping you grow your money while staying connected to your roots.
My mission is to close the racial wealth gap by sharing relatable success stories, practical advice, and wealth-building tips tailored for Latinas. Whether you're dreaming of financial independence or growing your business, we’ve got you covered. Tune in, level up, and let’s build the future we deserve—together!
Latina Financial Education, Investing & Wealth Building: MoneyChisme
124. How to Get Out of Debt Fast (Without Hating Your Life)
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If you’ve ever felt like you should be further ahead with money — even after earning more or having opportunities — this episode brings clarity to why that happens and how to move forward.
Violeta sits down with Justin Brown-Woods, an accredited financial counselor who shares how he went from receiving a $600,000 inheritance to falling into over $220,000 of debt — and how he turned things around by paying off more than $130,000 in just 18 months.
They dive into how lack of financial education, lifestyle inflation, and emotional habits can impact your finances, regardless of income. Justin also shares practical, realistic approaches to budgeting and debt payoff, including how to make budgeting feel less restrictive and more aligned with your values.
The conversation also explores the emotional side of money — from shame and avoidance to how debt affects your mental health and relationships — and offers mindset shifts to help you move forward with more confidence and clarity.
We cover:
• How lifestyle inflation can lead to debt — even with a large income or payout
• Why financial education matters more than how much you earn
• A more flexible, values-based approach to budgeting
• Practical strategies to stay consistent with your finances
• How to overcome shame and avoidance around money
• Different debt payoff methods and how to choose one
• Tips for navigating money conversations in relationships
• Why your financial situation does not define your worth
This episode is a reminder that you’re not behind — you’re learning. And with the right tools and mindset, you can take back control of your finances.
Mentioned in this episode:
Haley and Justin Brown-Woods’ Financial Counseling
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Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.
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