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Latina Financial Education, Investing & Wealth Building: MoneyChisme
MoneyChisme is a personal finance podcast for women of color ready to take control of their money, build wealth, and create financial independence.
Join Violeta Sandoval, a first-generation Latina investor and entrepreneur, for honest conversations about money management, investing for beginners, paying off debt, growing your income, and starting a business. Get practical strategies to build generational wealth—even if you’re the first in your family figuring this out.
We talk about the money questions you’ve been afraid to ask and the cultural expectations that can make building wealth complicated: supporting family, feeling guilty for wanting more, and learning financial lessons nobody taught you.
Through relatable stories, expert interviews, and candid hot takes, MoneyChisme makes financial education approachable and connects your money decisions to what matters: freedom, family, and community.
The mission? Help close the racial wealth gap and give more women of color the tools to build wealth on their own terms.
Subscribe to MoneyChisme for personal finance tips, real-life money conversations, and a little chisme. Let’s grow your money, buy back your time, and rewrite your family’s money story.
Latina Financial Education, Investing & Wealth Building: MoneyChisme
117. Why You’re Not Hitting Your Money Goals (And How to Create a Money Plan That Actually Works)
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If you’ve ever wondered why you’re not getting any closer to your money goals — even though you have a decent job and you’re “doing the right things” — this episode is for you.
In this episode, we break down why setting financial goals isn’t enough on its own and how creating a realistic, season-aligned money plan is the missing piece. This is a guilt-free, judgment-free conversation designed to help you figure out where you’re getting stuck, why past goals may not have worked, and how to create a clear roadmap that actually moves you forward.
This episode is especially for first-generation professionals and Latinas who were never taught how to plan their money beyond “pay your bills, save what you can, and hope for the best.”
We talk about how to assess your current financial reality, align your goals with your money season, and build a money plan that includes both strategy and mindset — because your thoughts around money matter just as much as the numbers.
We cover:
- Why you can feel “stuck” financially even with a good income
- How to identify what’s blocking you from reaching your money goals
- How to use the SMART goal framework to create achievable financial goals
- What “perfectionism paralysis” is and how it keeps you stuck
- How financial anxiety and avoidance impact your progress
- Common limiting money beliefs many first-gen professionals and Latinas grow up with
- Why a money plan is more than a budget — it’s a personalized roadmap for your life
If you’ve ever felt overwhelmed, discouraged, or frustrated by your financial goals, this episode will help you reframe your approach with compassion, clarity, and realism — so your money plan actually works with your life, not against it.
Mentioned in episode:
- Financial Reset Workshop (Episode 115)
- Budgeting & Money Management (Episode 116)
- Related episodes on financial anxiety and money mindset (EP 54) & (EP 68)
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Resources:
Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey
Open a High Yields Account
Support/Apoya MoneyChisme
Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.
*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.
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